Lilly’s visit with Julie over the weekend turned out to be not nearly as relaxing as she’d hoped it would be. Other than Julie bemoaning how much she missed her irresponsible husband, Jason, her sister seemed healthy enough. The creditors, however, were another issue. Julie had told her one of them came by every day. When Julie had informed him she didn’t have the money to pay, the man—Mr. Horace—became belligerent. Lilly knew better than to give Julie the entire envelope of wa...